Todd graduated from the University of Northern Iowa in 1988 with a BA degree in Accounting and is a Finance Generalist with a heavy Operations background. In 1989-93 he was employed by Ernst & Young, Houston and Minneapolis, as a Senior Auditor. He was later employed by Sepco Industries, Houston, where he was Vice President of Finance but also led IT and Credit departments and participated in directing a successful IPO. In 1998 he was employed by Compaq Computer Corporation, Houston, as North America Warranty Division Controller, and later by Vinson Supply Company, Houston, as Vice President Financial Operations over Materials Management, Purchasing, Finance and IT. Prior to his finance career Todd was a farmer for three years and managed his own Heavy equipment Construction business. He now resides in Flower Mound, Texas with his wife and two daughters.